Tag: money

Track Your Spending Challenge

by kaella, posted in Couponing and Saving

Track your spending challenge

Ever wonder where all your money goes? You get paid one day and it’s gone a few days later. You paid some bills and grab something to eat and ran to Target…. where did it go??

Does this sound familiar to you? It sounds familiar to me and my family. We get paid one day and then poof it’s gone but you don’t know where it all went. What I failed to realize that those cups of Dunkin coffee and donuts or stops at Burger King all add up! Do you know what you spend your money on?

Yes, it is easy to say oh this is only a $1 or $2 so what’s the big deal. Well after 5 of those its only $1 adds up to $5 which enough to buy milk and bread for the week in my house. The coffee I love to grab with a bagel and donut on Saturday mornings… $8! If I bought coffee, bagels and cream cheese at the grocery store and brought them with me the break down would be about $2 for my breakfast. (I totally don’t need the donut and its an impulse buy every single week lol) I could use that other $6 towards groceries, gas or savings.

For one month, I am taking a little notebook that I bought a while ago (yes we have a collection of those that I wasted money on) and tracking where my spending goes every day. This will help me see, on paper, where the money goes and where I can cut back on spending.

I am breaking it down into 5 categories:

Household/Groceries (g)

House Bills (b)

Transportation/Gas (t)

Misc Spending (m)

Saving (s)

In my notebook, I will record day by day what I spend money on and use my codes to keep the categories straight. This way at the end of the week and month, I can easily track where the money is spent. At the end of the money, I will be putting this into a spreadsheet on my computer so that I can lay out my budget plans for next month. My goal is to add more into our savings for incidentals and vacations.

money

Check out my facebook page which will be updated on Sundays with my tracking numbers and watch where I am spening my money: Kaella Facebook Page

Are you ready to start tracking your spending and see where your money goes?

5 Affirmations to Attract Money Into Your Life

by kaella, posted in Uncategorized

NOT TO ACQUIRE.

I am a firm believer in the law of attraction and your thoughts attract what you do or don’t want into your life. That being said, your thought process attracts your income and abundance in your life. When you think about what you want to achieve in a positive way then positive things will happen.

Think about it… when you feel like you are drowning in debt and can’t keep up with your bills, all of your thoughts are on your debt and how you can’t pay your bills. If you think about how you make more than enough money to pay your bills or how you are able to pay your debt off with ease, you are putting a positive spin on a negative thing in your life.

Say you want to be a stay at home mom with your kids but you don’t think your family could afford. Think of a positive affirmation to say and write to yourself everyday about the situation. When your mind is thinking about this situation from a positive aspect, you open your mind and life up to other opportunities. Maybe a work at home position opens up for you. Maybe you find a way to budget and cut expenses to stay at home with the kids. The possibilities are endless when you think positively about it.

One way that I attract the things I want in my life is through affirmations. Every morning, I find or create an affirmation that aids in accomplishing my current goal(s). I will say this affirmation to myself throughout the day. When I have a negative thought come through, I need to consciously stop myself and think about my affirmation to turn myself around. Now, that part has been an ongoing work in progress because it is easy to let the negative thoughts swirl in your head before you realize you need to turn that thought process around.

Being a Work At Home Mom, I can feel the frustrations and financial burden of my household when I don’t bring in more income then we need to cover some of our bills. Suffering from depression and anxiety, I can let myself get pulled down by these feelings very easily. Affirmations have been a great way to release the negative and find the positive especially in this situation.

My current goal: pay off my medical bills from my pregnancy and birth. Since I had a high risk pregnancy and lost my insurance for a portion of that pregnancy, finally got insurance with a huge deductible ($7500) and gave birth on January 1st (new deductible kicked in), my medical bills are about $20k with some bills still trickling in 4 months later. This has been a huge hit on my credit report because I was on bed rest and couldn’t just pay the bills out of pocket and we want to buy a house next year. So it is time to clean up my credit and pay off these bills.

Here are my top 5 Affirmations that I use to help my mindset attract more money:

  1. Money Flows To Me From Multiple Sources Money Flows To Me From Multiple Sources

  2. I Feel Excited To Pay My Bills OffI Feel Excited To Pay My Bills Off

  3. I Now Attract An Abundance Of Money Into My LifeI Now Attract An Abundance Of Money

  4. Money Comes To Me Easily and EffortlesslyMoney Comes To Me Easily and Effortlessly

  5. I Am A Money MagnetI Am A Money Magnet

Since starting this journey, I have made a game plan of how I am paying off those bills (this is big for me because just looking at the bills made me want to run the other way), how I can cut down some of our excess spending to pay towards the debt and have seen more sales come in from business orders and yard sale sites. When I was dwelling on the negativity of the debt, I wasn’t getting anything accomplished but when I turned my thoughts into how I am paying off my debt, the good has flowed into my life.

 

Gardening Essentials to Buy at the Dollar Store

by kaella, posted in Couponing and Saving

img_3402

When you are living on a budget but want to expand your garden, then you need to go to the Dollar Store! Over the past couple of years, I have seen the Dollar Store expand their garden supplies from tiny pots and watering cans to decent sized pots, watering cans with the longer spout, seeds, tools, gloves and even small bags of soil! This is where I needed to be shopping to get my garden going for this year.

The must have that I picked up first was the watering can with the narrow spout. I prefer this kind of spout for my small indoor pots because I can control the water flow. To buy this type at Walmart or Lowe’s will run you at least $10.

Next, I picked up some pots for my seedlings. The ones I picked up are 6″ pots which after I am done with transplanting my seedlings to bigger pots, I will use these pots to transplant my herbs. There were bigger pots that I plan on picking up this week once I have my garden plans set. At Home Depot, a 6″ pot starts at $2  so you can basically get one free at the Dollar Store.

Then, I found a hanging basket and liner which will be great for the wild flower seeds that I purchased as well. I love the look of a hanging baskets on porches to bring out the colors of a house. What I don’t like is the price at Walmart starting at $8 for a small one. I can’t wait to watch my flowers bloom in my new hanging basket!

Other things that you can find to get your garden started is gardening tools like a shovel and rake, gardening gloves and kneeling pads. I have all of these from previous years of gardening so I didn’t need to buy them this year but it is a great resource for someone just starting on their green thumb journey or someone needing to replace their tools.

Last week, I talked about the variety of seeds that you can buy at the dollar store. Out of convenience, I picked up seed packets for carrots and lettuce at Walmart which were $1.49 and $1.69 each so I could have picked up a third packet if I bought them at the Dollar Store! If you want to read my post about starting from seeds here is the post: Plant Seeds to Save The Earth

The only thing that I did not purchase at the Dollar Store was my soil. Since I will be doing my gardening from pots, I prefer to use Miracle Grow potting soil because it has the added nutrients my plants will need.

I can’t wait to continue to journal my garden as the season continues! Fill me in on some of your gardening tips below!

To

Kid’s Nickel Weekly Savings with Printable Chart

by kaella, posted in Couponing and Saving

Kids Weekly NickelSavings Challenge

Having a recent birthday, Danyella has wanted to spend every penny that she was given on anything and everything. She is the same way with any allowance we give her for doing her chores. Watching Danyella react to money this way to money was concerning because she needs to learn to save money along with spending her money in a smart way.

I am all for kids spending their money on something special that they want. Like, Danyella wants a bow of her own for archery plus new dance leotards. I am willing to help pay for things that she needs but when she wants something then she needs to learn to either earn the item or earn the money to purchase the item.

For years, I have seen the money challenges for adults. Usually saving $1 or $5 at week 1 and doubling that amount every week. That is too much for Danyella and she would get frustrated and give up. She has a new fascination with coins and would rather be given coins than bills.

This is why I came up with a Nickel challenge for Kids. A nickel increase a week is reasonable for a kid. Plus, a coin is so much more fun for a kid especially when they hear the clink of the coin going into the jar. The fun things is that you can start this anytime of the year. I did break it down for 52 weeks but left spaces to keep going. By the end of 52, a child will save $68.90! To Danyella, that is like a million dollars!

Photo Mar 04, 12 58 53 PM

I purchased a $3 clear jar with a lid from Target (LOVE LOVE LOVE Target’s dollar section!) so that Danyella can see her savings grow. The jar will be kept on our Dining Room hutch so that she won’t be touching and taking any of the money out without our permission and knowledge. My goal is to let her save this money to use for spending money on our next vacation because then she can buy what she wants within her budget.

 

To print the downloadable PDF click this link:  Kid’s Nickel Weekly Savings PDF

 

Organize Your Shopping Trip to Save Money

by kaella, posted in Couponing and Saving

Spaces

 

If you are anything like I was, you would mentally have a grocery shopping list but didn’t write anything down. If I had coupons, it would be a couple and not on sale items. I had no plan which ended up costing me three times the amount of money because I impulse shopped.

Impulse shopping is one of the worst things for a person/family living on a budget. You end up buying thing you THINK you need instead of buying what you KNOW you need. For over 15 years this is how I shopped but not anymore!

Going into the store with an organized game plan was a game changer for my spending habits and budget. I am going to show you my steps to Organizing My Shopping Trip to Save the Most Money….

1. Set aside a block of time to organize every week. Gather your coupons, coupon binder, flyers, meal plan and 2 sheets of paper to make your list.

2. Cut and organize your coupons into your binder. Don’t forget to throw out the expired coupons you have in your binder.

3. Time to make your grocery list!

  • With your meal plan and 1 piece of paper, go through the flyer and write down the items you need that are on sale.
  • Add to the list the items you need for your household
  • Now, with your coupon binder out compare your list and flyer to the coupons you have. One thing I have learned with my couponing is that the coupon inserts or coupons from coupons.com coincide with the weekly flyer so that you can maximize your savings.
  • This is where I get my 2nd sheet of paper out… In order to keep my shopping on track and stay on budget with my list, I reorganize my list to follow my way around the grocery store. Depending on what store I am going to depends on what section I start in. Shoprite (my go to grocery store) starts at the produce than bakery then meat, deli, dairy, frozen and so on. Walmart starts on the opposite side of grocery so once I get through the rest of the store, I start with household then dairy, meat, pantry, frozen etc.
    • Organizing my list by section has been super helpful in staying on track. Don’t get me wrong, I have still impulse shopped when I see a sale I might have missed in the flyer like the popcorn that was on clearance plus I had a coupon for so I got the box for $.70!
    • I prefer starting in the produce and meat sections because those are items that go by weight and if I need to skim my budget then I would rather take a pantry item off my list then a core item.
    • I organize my coupons by section as well so that I can easily pull them out and check the details of what I need to purchase for them.
    • I always have my binder and coupon binder with me in case they are out of something I need then I can get a rain check or chose something else and see if a coupon will work.
  • I always calculate what I am spending as I shop so that I am staying on track because with the weighed products, you can easily get off track. My most recent trip, I had calculated that I was going to spend $46 but when I got down checking out my total was only $38 because some items were a lower price then I had calculated. You can’t beat spending less than what you calculate and walking out with more money in my pocket!

**My weekly trip takeaway: Total Spent $38.56

Big Savings: Razors $0, Chobani $0, Gogurt $0, 2 boxes of cereal $3.50, coffee $4, diapers $4, blueberries $1, hummus $1, eggs $1.70, 2 boxes of waffles $2, sausage $1, 2 packs of wipes $1, Ghiradhelli brownie mix $1.50, vegetable oil $3, popcorn $.70 and alot more savings. Total savings $65!

Photo Feb 03, 6 11 56 PM
Spent $38 Saved $65!

Jumping Into The World of Couponing

by kaella, posted in Couponing and Saving

10

Let’s be honest for a moment, the cost of food and household necessities are overpriced and most families can’t afford to buy what they need without setting an extreme budget and using different ways to save. For over 18 years, I have tried to get myself into couponing but it never stuck. Time and time again, I would get myself all psyched up to get into the world of couponing. I wanted to become like all the amazing stories I would read about or hear about on tv. Even before the Extreme Couponing tv shows, I wanted to find ways to use these coupons to save my family and I as much money as I could so we can use that extra money to enjoy the fun things in life.

I am not going to lie, the thought of jumping into this couponing world does overwhelm me. I joined a local couponing group to get the heads up on deals in the area. I watch these women purchase $100s of dollars worth of products for just a few dollars. I am in complete awe when they display the pictures of all the products they just brought home and the receipt of how much they paid and saved. Now to get to be like those women and save, save, save!

When I began couponing, the only coupons I knew about were the ones in the Sunday papers but now you can print them off at home as well. One thing I do need to be vigilant about is purchasing the weekly papers for the coupons. In my area, one paper comes out on Saturday and one on Sunday that covers the best coupon inserts. There has been multiple times, I completely forgot what day it was and never purchased my papers only to watch these other women show the great sales they just got from the coupons I missed out on. Now, I set an alert on my phone to remind myself to buy my weekly papers.

In addition to the weekend paper coupons, you can print coupons from various websites including the manufacturer sites which just amazes me because in less than 20 years things have changed so much in the couponing world. Anyway I can get a coupon to save money, I will use those ways and my ink/paper to spend less money at the grocery store.

With a new baby in the house, we will be needing to purchase diapers and other baby items so finding those coupons are going to be a must. Plus, the little shopping trips to Walmart or my grocery store for those items we run out of faster like milk, bread and fresh produce the coupons can come in handy. I love when I find coupons for the halo oranges because Danyella could eat a bag all by herself!

The world of couponing, not even extreme couponing, can be intense and overwhelming to start which is why I am going to do a couple of in-depth posts about couponing to fit around your schedule and some key tips on how to save the most money on those products you need to buy over and over again. Stayed tuned to next week’s post about what essential things you need to get started with couponing.

 

coupon

Turning Your Hobby into Vacation Savings #savingsunday

by kaella, posted in Couponing and Saving

Photo Dec 03, 9 37 51 AM

Many of us have hobbies that we don’t even realize are hobbies. I an artist that loves to create to which I made my hobby of crocheting and sewing into a part-time business. Some people love to make woodwork items. Some people love to draw or paint. Some people love to write (another hobby that I love and why I started this blog). Some people love numbers and balancing them. There are so many different hobbies that people might not recognize in themselves.

These hobbies can make you a little extra cash for that family vacation that you are saving for. For example with a creative hobby, you can sell some of your creations. With a writing hobby, you can start a blog and make some extra money by advertising or doing sponsored posts for companies. For a numbers lover, you can offer your services to others like balancing their finances or helping others create a household budget. You can’t believe the ways you can make money by helping others.

When selling your creations, you can share those creations on your social media for friends and family to see and purchase. Also, you can use my post from last week and list your creations for sale on different local groups where you can meet up with the person to sell your creation in person. There are handmade websites like Etsy or Artfire to sell your creations but you will need to ship the items so you will have to determine your shipping prices. Last, you can look for local craft and vendor shows that have people come to you to sell your creations. These are all great and easy ways to make some extra money off of your hobby!

Update on our Vacation Savings: We didn’t do much shopping this week but a lot of selling. Shopping savings was only $25 because we really didn’t need to buy anything besides dog food which at petco we saved $15 between a coupon and our petco rewards. Plus, I had a few coupons that I used to get the few things we needed. As for the apps, nothing this week. Next week, Christmas shopping will get underway so this will hopefully change. As for selling, it was a big week on the yard sale groups for me. Most of what I sold was Danyella’s old clothes now that I have more of them organized to list. This brought in an extra $60 for the vacation savings and $60 for Christmas spending. Lastly, I sold more of my handmade creations and brought in an extra $30 for vacation and $30 for Christmas. Total for vacation savings for this week: $130 and overall $389! We are still off track for what we need to hit for goals but we are getting there. I can’t complain considering I am on bed rest with my pregnancy and getting this all worked out!

keep going

 

Ordering Your Groceries #savingsunday

by kaella, posted in Couponing and Saving, Uncategorized

Order YourGroceries

One of the best decisions that I have ever made was to order my groceries from our local grocery store. This is a service that Shoprite has offered for a few years but I thought I was better then paying the fee to have someone else do my shopping for me. Boy was I WRONG!

shoprite_from_home

Shoprite offers either a pick up or home delivery service. After hearing my coworker talk so much love on the pick up service, I decided to give it a try and I am so glad that I did because all I had to do was create my order, pick my time slot, pull into a designated parking spot, open my trunk for them to load my car (blue bags are your cold items) and drive home! Super simple and easy.

Over the past year of using this service, Shoprite has made many changes to make it easier on the customer to use this service which I love because I can order right from my phone when I have spare time. Another great upgrade is that they save your prior list so you can shop from products you have already purchased without searching for them.

When you begin your order, you have the option of adding items from a previous purchase list, a saved list, the interactive weekly flyer (this my preference), browsing departments or searching for the item.  There have been times where I have had to input a specific item and then they call me to verify the item for my order but this has been rare. Keep adding all the items you need and want on your order.

One great thing about shopping online is that you are not being sucked into those impulse purchases. I know that even a “quick trip” to Target can add an easy $100 to my bill because you see other things that you might “need” and just throw them into your cart. This helps curve those extra items that in the end you really don’t want or need in your home.

Next, let’s talk about additional ways you can save with Shoprite from Home. You can use coupons, whether they are the digital ones that you can upload from Shoprite’s site/app or paper coupons or both! This is the best way to help save money because you can get those sale items plus coupons and get them for just a fraction of what the cost would have been. For example, about a month ago Arm and Hammer laundry detergent was on sale for $1.99 (small bottle but still a great deal) plus I had $1 coupons from coupons.com which means I got 4 bottles for just $4. We have only gone through one of those bottles and I do alot of laundry in my house.

Once you sign up with Shoprite from Home, you will begin to receive emails from them with different incentives including codes to get a discount when you purchase so much in groceries (before your coupons). Most times it is $20 off an order of $200 or more which we easily hit with our monthly order. Yes, we only put in one big order a month and then purchase the small stuff like milk and veggies on a weekly basis because they go bad or are eaten faster then a month. I see that savings code as helping to pay the Shop from Home fee so to me it is win/win.

When you select your payment method, pay cash because then you will get the money back from the coupons immediatly instead of it being applied to your Shoprite account and then you actually have to go into the store to purchase items in order to use that money. Now I have talked about the fee and here it is… $10 for the service. That is so small compared to what I am gaining and saving out of it. Last month’s bill should have been about $250 and with the coupons and code, I was able to bring it down to $202 which could have been lower but I didn’t have all my coupons organized (another post for another day).

All in All, I love the shop from home service because it saves me so much time, hassle from dealing with other people and most importantly, money! I know that Walmart has started the pick up service but I have yet to try it…. now I am motivated to research and try their service soon.

This post was not commissioned and is just my opinion on their service. If you would like to check out their service or see if there is a Shoprite in your area click this LINK

186c124a24f9eb30a1ce357b30805639

Make Extra Money on Facebook

by kaella, posted in Couponing and Saving

Since I run a handmade business and love to SHOP, my house has a tendency to have a lot of stuff or as my boyfriend sees it… clutter! To me, I know where everything (ok almost everything) is and everything has a place (are you singing Mary Poppins yet?) but to him, he just sees stuff everywhere. Now that we prepare to move, it is time to declutter my house and this has been my easiest solution for the past couple of years…. Facebook.

Before Facebook had a marketplace to sell your items, local people created yard sale groups for their area. I belong to 10, maybe more, of these yardsale groups for either my area in general or kids exclusive groups. I live on the border of 2 states so I have an added benefit for these groups to travel 5 minutes to the dark side (which is what I like to  Pennsylvania lol).

Since I know that I won’t stop shopping because either someone in the family needs something (kids, dancing, school, etc), my business needs something (new ideas pop in my head all the time), or my tastes in home decor changes, I came up with a plan a few years ago to find 10 (sometimes more) things each month to list and sell on these groups. After I saw some success with selling, months where I needed a little more for bills or another expense, I would declutter and purge more items to cover the money for it.

Now that Facebook has added a Marketplace, the ease of selling your “clutter” has become even easier because you can list it in one general area and add it to your yard sale groups. I tend to get more sales from the yardsale groups then the Marketplace but the more places you have them listed, the more exposure which can find the one person that wants it in their life. The best-selling items have been home decor, baby/kids items and women’s clothing/shoes and handbags but people will list everything and anything. At the holidays, I will list my handmade items and make even more money plus I have helped build my customer base this way.

So how does this selling your clutter on Facebook work? These are my tips to be successful in selling your clutter on Facebook.

  1. Find a notebook to keep track of what you list on Facebook to sell, how much you list/sell it for and when it is sold. It helps to make life easier so you know what is for sale and what isn’t plus I love to see how much I make.
  2. Besides the Facebook Marketplace, join Facebook yard sale groups. If you search your town or area and add yardsale, you will find groups to join and if you have kids add kids yardsale in your search.
  3. ALWAYS take pictures in daylight to give people a true sense of the colors. I hate when I see a listing and people don’t have a picture or the picture is so dark, you can’t even make out what it is.
  4. Be as descriptive as you can with your details. If it is something for the home or bag, give them measurements. With clothing, give them sizes plus long/short sleeve etc. The more detail the better the interest.
  5. When writing out your description, give them a location (I tell them my town since I live near another state) you are willing to meet them and write cross posted. Don’t ask me why but if someone sees an item on multiple groups and it doesn’t say Cross Posted, they tend to lose their shit and start going off in the comment section before you can even respond. (Like they are not human and make mistakes).
  6. When you set up a meetup, do this in public. I know some police stations have designated areas just for this now. Since where I live, I give 2 options for either side of my town… Walmart or Big Lots. By the end of the conversation (this will happen over messenger), you will want to agree on a location (make them come as close to you as possible since you are trying to make money not spend it on gas meeting them) and make/model/color of the car they will be in. I have made the mistake of not getting car info from them and then they either don’t show or I go through anxiety wondering who it is parking next to me and is it my meetup person.

Since being on bed rest and out of work the past month, we need make up the difference in money plus I needed to get rid of stuff for the move. I went through the house and placed items on our dining room table (which is now a cluttered mess) and began to list about 100 different things. Out of the 100 different things that I listed, I sold most of them and made over $500. I am not saying I can do this every month but, even when I make $100 a month it has helped with groceries (you know all those little items you need like milk, eggs and bread). If you saved the $100 a month you made decluttering your house, that is $1200 for Christmas (which brings in more stuff into the house) or a vacation! What would spend the extra money on?

clutter

My Favorite Savings App

by kaella, posted in Couponing and Saving, Uncategorized

Follow my blog with Bloglovin

Pancakes & Coffee

With the hundreds of money saving apps out there it is hard to decide which one is worth your time to download and use. When I was introduced to the FREE IBOTTA app, I was clueless about how it worked but I was intrigued because my friend Erin raved about it. I figured I didn’t have anything to lose just to download it and try it…

One thing I had to learn was the Ibotta uses rebates which collect in your account and you can redeem for money or gift cards. (I will get into that later) Now please now that rebates are different from coupons because with coupons you get the money discounted at the register so pay less. With rebates, you get the money back AFTER you purchase the item.

I was right and super happy that I followed my instinct to try this app out. They have rebates for major stores and websites like Walmart, Amazon, Target plus other local stores which for me the big one is Shoprite. You can search for the type of rebate you want or browse through the stores they offer rebates.

Now please now that rebates are different from coupons because with coupons you get the money discounted at the register so pay less. With rebates, you get the money back AFTER you purchase the items.

Normally, I use Ibotta for my grocery shopping at either Walmart, Target and Shoprite. They seem to be the ones I get the most rebates for plus bonus rebates. (Yes I said bonus rebates…. just wait because it is cool) Honestly, I prefer Walmart because when you go to redeem your rebates all you do is scan the QR code at the bottom of the receipt instead of taking a picture of the ENTIRE receipt. With the other stores, at least so far, you have to take a picture of the entire receipt and if it is to dark or blurry then they reject it and you have to start all over. I just get to frustrated to deal with that sometimes.

After all of that information I am sure you are a little lost, so let me walk you through the process. You must begin this process BEFORE you go shopping because the rebates only count if they are selected before you purchase something! Select the store or rebate you want to look at, click the specific rebate you are interested in, click to get the rebate, complete either the survey or watch the video (its a pain but worth the rebates) and then you can check whether the item you are looking at in the store is qualified for the rebate (sometimes specific flavors or types of items are excluded), purchase your qualifying items, redeem your rebates then watch the money grow in your account.

Photo Aug 20, 11 36 59 AM

Let’s talk about the cool bonuses they offer! If you connect your account through Facebook then everytime one of your friends joins Ibotta they become part of your “team”. When you have a team of friends, you and your friends earn towards different levels of bonuses everytime you redeem a rebate. These rebates start at $1 when you personally redeem 8 rebates and your team redeems $10 in rebates. Then you have different bonuses from manufacturers, stores/sites or Ibotta boosts (the company will give you an added bonus for redeeming so many rebates in a specific time period). These bonuses are how I have really made some extra money.

The last bonus is the invite your friends bonus where you can make $5 for each friend that joins under your referral code. The bonuses escalate with each friend you have join under your code which can add up really fast. I have yet to have someone join under my code because I am not pushy at getting my friends to do the things I am doing. I will share it on my Facebook or Twitter once in a while but that is about it.

 

Last but not least the awesome ways you can redeem your rebates! First you can withdrawl the rebates for cash into your Paypal or venmo accounts with a $20 minimum. Or you can redeem your rebates for cool gift cards like Itunes, Uber, Walmart, Amazon, tons of restuarants and other stores. Each of these gift cards has a minimum that needs to be in your account before you can redeem them. Personally, I use my bonuses to redeem Regal Movies Gift Cards  because Danyella and I love to go to the movies. One $25 gift card is enough for us to buy movie tickets and then I just need the money for snacks. Photo Aug 20, 11 38 13 AM

So far, I have redeemed $271 in rebates over the past year and a few months! That is alot of movies we have seen just for buying things we use. Another nice thing about this app has been finding new foods or brands that I wouldn’t have normally tried but saw a good rebate so I tried it anyway and now have a new favorite. There is money to be made and fun you can have with this app so I highly recommend it. For the little time it takes to find the rebates, you can earn FREE money for the purchases you would be making anyways.

 

If you are interested in the Ibotta App here is the link to the website or you can find it for your smartphone in your itunes or android/google store. 85b1e55bab94bd80c698b64c678125f7

*For those of you that do not want to use the app there is a website version that you can add the rebates to your account but you need the app in order to redeem the rebates.

**Please note that is not a paid endorsement from Ibotta but a review with my own opinions and love for the app and company.